Financial Services & FinTech
Core modernisation, risk intelligence, payments.
Financial services organisations are simultaneously managing the complexity of core system modernisation, the urgency of digital channel transformation and the relentless pressure of regulatory compliance. TDS Global engineers the technology programmes that make incumbent institutions competitive and challenger fintechs scalable.
The landscape we operate in.
Whether modernising a legacy core banking platform, building a real-time payments infrastructure or deploying AI for credit decisioning, financial services technology work demands precision, auditability and zero tolerance for data errors.
What makes this industry technically complex.
Legacy Core Systems
COBOL-era core banking platforms constrain product velocity, integration capability and operational efficiency.
Real-Time Expectations
Customers expect instant payments, instant decisioning and instant account access — legacy batch processing cannot deliver.
Regulatory Burden
PCI-DSS, SOC 2, Basel III, AML/KYC and local financial regulations govern every system and data flow.
Fraud & Risk
Fraud patterns evolve faster than rule-based detection systems. ML-based systems with real-time scoring are essential.
Open Banking
PSD2 and open banking mandates require secure, performant API infrastructure for third-party integration.
Our work in Financial Services & FinTech.
Core Banking Modernisation
Decomposing monolithic core banking platforms into API-first, microservices architectures without service disruption.
Payments Infrastructure
Real-time payments systems, ISO 20022 migration and multi-rail payments orchestration platforms.
AI Risk & Credit Decisioning
ML models for credit scoring, fraud detection, AML transaction monitoring and risk classification.
Digital Banking Platforms
Customer-facing mobile and web banking applications built for security, performance and regulatory compliance.
Regulatory Reporting
Automated regulatory reporting pipelines delivering accurate, auditable compliance submissions.
Open Banking APIs
PSD2-compliant, high-availability API gateways enabling secure third-party financial service integration.
What our clients achieve.
Measured results delivered across engagements in this sector.
Core banking APIs live enabling real-time product and channel innovation
Fraud detection accuracy improved by 35–50% through ML-based scoring
Regulatory reporting automated with zero manual intervention
Digital onboarding reduced from days to minutes
SOC 2 Type II and PCI-DSS compliance achieved and maintained
Platforms & tools we use in this sector.
Working in Financial Services & FinTech?
Let's talk about your specific challenges and how TDS Global can help you build the systems that move your organisation forward.